Think of an Energy Performance Certificate (EPC) as your property’s energy report card. It gives you a clear, at-a-glance idea of how much the bills might be, grading the building from A (the best) down to G (the worst). It’s just like the multi-coloured stickers you see on a new...
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What Is the Minimum Deposit for a House in the UK?
You've probably seen mortgage deals advertised with a minimum deposit of just 5%, and that figure is the starting line for most first-time buyers. It’s the key that gets your foot on the property ladder. But in reality, the amount you'll actually need can be a bit more nuanced. Decoding the...
Guide: tenant checks background credit for landlords
Tenant background and credit checks are, without a doubt, the single most powerful tool a UK landlord has to protect their property investment. This isn't just about dodging rent arrears; it's about setting the stage for a stable, long-term tenancy and sidestepping the nightmare of property damage. Why Rigorous Tenant Screening...
Discover what is a hmo property: A Practical Guide to Licensing and Rights
So, what exactly is an HMO? You’ve probably heard the term, but the definition can feel a bit technical. Put simply, a House in Multiple Occupation (HMO) is a property rented out by at least three people who are not from one single ‘household’ but share facilities like the kitchen or...
A UK Homeowner's Guide to Rent a Room in My House
Thinking about how to rent a room in my house? You're not alone. It's a savvy move many UK homeowners are making to bring in some extra cash – often enough to take a real chunk out of the mortgage payments. By becoming a live-in landlord, you can turn an...