Finding landlords who accept DSS used to be a real uphill battle, but thanks to some crucial legal shifts, that’s all changed. Discriminatory ‘No DSS’ policies have been outlawed, meaning landlords now have to look at your application based on affordability, not where your income comes from. This has opened...
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Landlord gas safety certificate requirements: A concise guide
When you're a landlord in the UK, getting your head around gas safety isn't just good practice—it's a fundamental legal duty. The absolute core of this is the annual gas safety check, which results in what's officially known as a CP12, or the Landlord Gas Safety Certificate. Think of it like...
Rent Guarantee Insurance: Protect Your Rental Income Today
Rent guarantee insurance is a specialised policy designed to protect your rental income when a tenant stops paying. Think of it as an income protection plan for your property business. It ensures your cash flow stays healthy, even if you're suddenly faced with a tenant who can't or won't pay...
Understanding what is house in multiple occupation: A Quick Guide
So, what exactly is a House in Multiple Occupation? You’ll see the term ‘HMO’ used a lot, and while it might sound like complicated legal jargon, the idea behind it is actually very simple. Think of it as a professional house share. It’s a property rented out by at least three...
The Ultimate UK Tenant Reference Letter Template and Guide
A tenant reference letter template is essentially a shortcut—a pre-made framework that helps landlords, employers, or even friends vouch for someone looking to rent. In the UK's competitive lettings market, these letters are the backbone of the decision-making process for landlords and agents. They're a vital tool for checking if...